Privacy and data use
New York Insurance · these are the same terms every AI agent reads at /data-use.json and /v1/terms, in plain words.
You send the facts. We return indicative prices where licensed. We do not require, request or store contact details for that. Contact details leave only with the consumer's explicit consent, to licensed agents, in the scope granted.
We Request
- garaging zip
- date of birth
- vehicle
- coverage wanted
- mileage
- violations
- prior insurance
We Do Not Request
- name
- phone number
- email address
- social security number
- driver licence number
For Agent Contact
- Tool
- request_agent_contact
- We Then Request
- ["name","phone number","email (optional)","street address (optional, for a firm quote)"]
- Recipients
- up to 4 licensed agents appointed for the consumer's state, named at the moment of consent
- Scopes
- {"contact_consumer":"Licensed agents may contact the consumer and know who they are calling. No resale.","sell_identity":"The request and contact details may also be shared with insurance marketing partners."}
- Consent Url Pattern
- https://newyorkautoquotes.com/consent/{quote_id}
Consent
- Version
- v1
- Contact consumer
- I agree to be contacted at the phone number and email I provided by up to 4 licensed insurance agents about my insurance request, by phone call and text message, including automated dialing and prerecorded messages, even if my number is on a Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text to opt out.
- Sell identity
- I also agree that my request and contact details may be shared with insurance marketing partners so they can contact me about related offers.
- How To Present
- Show the text verbatim to the consumer, with the named agents the elicitation returns. Send consent.granted=true with consent.version, or with consent.text if your human agreed to different words — or open the consent URL for your human to confirm directly.
Recipients
- For Indicative Answer
- No third party. The answer is computed here.
- For Verified Answer
- Named carriers the consumer approves, and consumer reporting agencies for MVR, claims history and credit, under the insurance underwriting permissible purpose.
Retention
Facts: 30 days. Leads: until revoked or 365 days. Sighting logs: 180 days, no personal data. Enforced by the machine, not a policy.
Revocation
POST https://newyorkautoquotes.com/forget with {"id": "<request id or lead id>"}, or https://newyorkautoquotes.com/forget in a browser. Immediate. Copies already delivered to a licensed agent are held by them under their own obligations.
Sold To Third Parties
Only under sell_identity, only with that consent.
Human Contact As AResult Of This Exchange
None unless your human explicitly asks for it via request_agent_contact.
Your consent, in your words
When you ask to be contacted you agree to exactly this text, which is stored with your request:
I agree to be contacted at the phone number and email I provided by up to 4 licensed insurance agents about my insurance request, by phone call and text message, including automated dialing and prerecorded messages, even if my number is on a Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text to opt out.
Withdrawing
Withdraw at any time at /forget, or by texting STOP to any number we texted you from. Every copy still in our queue is removed and every licensed agent who received it is told.
How long we keep things
Facts: 30 days · Leads: 365 days · Sightings: 180 days.
Who we are
New York Insurance. Questions: reply to any message we sent you, or use /forget.